Although the best idea is to begin repaying your loans in full right after you graduate, sometimes life throws you a curveball, and you can’t quite make it.

There are numerous ways to repay your federal loans. For information on all the following repayment options, please follow the links! We have updated them for the revised edition. Although many of these websites appear to be quite basic, we can assure that they’re authored and maintained by the Department of Education, and they’re incredibly informative (if you know where to look!).

Want to know how your interest rates will change over time? Estimate your payments and more at‘s guide to repayment.

Direct Loan and FFEL Repayment

Loan Consolidation

Deferments and Forebearances


Loan Forgiveness

To find out more about Public Service Loan Forgiveness (PSLF), the loans that qualify, the application process, pros and cons of using it, and how to determine if PSLF is right for your unique situation, view this guide at Lendedu.


Comments are closed.