We cover student loans extensively in Chapters 3, 4, and 5. You’ll need to use the following links in order to meet our $8k Debt Challenge.


Direct Loans (aka Staffords)

Perkins Loans

Parent PLUS Loans

For state-specific loans, please see our State-by-State Guide.


We do not recommend that you take out a dime in student loans from a private bank. But, if you’re thinking about taking out a private loan, please visit the following sites before you sign on the dotted line:

Student Lending Analytics

The Project on Student Debt

For more information about taking out future loans, you can also visit, a site that allows you to visualize your student loan payments over time.


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